“I bought a golf cart to get around downtown, do I need to insure it like a car?” Mangrove Property and Casualty Group hears this question often, especially from residents who’ve discovered how easy it is to zip around St. Petersburg’s designated golf cart zone instead of dealing with parking.<\/p>\n
Once a golf cart is modified to meet street-legal requirements, turn signals, headlights, mirrors, seat belts, it’s permitted to operate within the city’s approved golf cart zone alongside regular traffic. That legal status, however, doesn’t automatically mean your homeowners or auto policy extends coverage to it the way you’d expect.<\/p>\n
Unlike a golf cart confined to a private community, one operating in St. Petersburg’s street-legal zone deals with actual intersections, actual cars, and actual pedestrians. That real traffic exposure is exactly why insurers treat these vehicles differently than a cart that never leaves a driveway.<\/p>\n
If you’re using a street-legal golf cart to get around downtown, it’s worth confirming exactly how it’s covered, rather than assuming your existing policies have it handled. Mangrove Property and Casualty Group helps St. Petersburg residents make sure their golf cart is actually insured for how it’s really being used. Visit our auto insurance page<\/a> or call 727-374-2990.<\/p>\n","protected":false},"excerpt":{"rendered":" The Question Behind the Question “I bought a golf cart to get around downtown, do I need to insure it like a car?” Mangrove Property and Casualty Group hears this question often, especially from residents who’ve discovered how easy it is to zip around St. Petersburg’s designated golf cart zone instead of dealing with parking. […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[9,5,8],"class_list":["post-59","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-auto-insurance","tag-mangrove-property-and-casualty-group","tag-st-petersburg"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t